STUDI PUSTAKA TENTANG AKAD SALAM DAN ISTISHNA DALAM FIQIH MUAMALAH: POTENSI DAN TANTANGAN IMPLEMENTASINYA

Ibnu Hakim

Abstract


Penelitian ini merupakan studi pustaka yang membahas dua jenis akad dalam Fiqih Muamalah, yaitu akad Salam dan Istishna, yang banyak digunakan dalam transaksi jual beli berbasis pesanan dan produksi. Akad Salam umumnya digunakan dalam transaksi di mana pembayaran dilakukan di muka untuk barang yang akan dikirim di masa mendatang, sementara Istishna digunakan dalam proses manufaktur atau produksi barang yang dipesan berdasarkan spesifikasi tertentu. Kajian ini menggali potensi kedua akad tersebut, terutama dalam sektor pertanian, manufaktur, dan keuangan syariah, serta tantangan-tantangan implementasinya dalam konteks ekonomi modern. Penelitian ini juga menyoroti peran penting Salam dan Istishna dalam pengembangan keuangan syariah, namun dihadapkan pada kendala seperti risiko produksi, ketidakpastian hasil, serta kebutuhan regulasi yang jelas dan infrastruktur teknologi yang memadai. Kesimpulan dari kajian ini adalah bahwa dengan regulasi yang tepat dan dukungan teknologi, akad-akad ini dapat berkontribusi signifikan terhadap ekonomi umat Islam.


Keywords


Fiqih Muamalah, Akad Salam, Akad Istishna, Keuangan Syariah

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References


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